Philip Rasori is a recognized thought-leader in capital markets operations within the mortgage banking community. His areas of expertise include complex financial modeling, computational dynamics, and linear programming for operational optimization. Prior to serving as CTO of Agile, Philip has functionally led MCT operations since 2005 and ascended to COO in 2007. In his time at MCT he developed the ground-breaking mortgage pipeline hedging algorithms that form the foundation of MCT’s HALO Program. He has also pioneered several metrics that have become standard industry parlance, including “beta pull-through” factors. In addition to banking clients, Philip has consulted with GSE agencies and the US Government on hedging best practices for community banks.. He holds a B.S in Management Science from the University of California, San Diego.